CPB Certified Professional Biller Certification Practice Exam

Who is eligible for Blue Worldwide Expat coverage?

1. Only individuals over 65 years of age

2. Active employees spending more than six months outside the U.S. with dependents

3. All U.S. citizens traveling abroad

4. Employees on temporary assignments of less than six months

The correct answer is: Active employees spending more than six months outside the U.S. with dependents

The correct answer identifies active employees who are spending more than six months outside the U.S. along with their dependents as eligible for Blue Worldwide Expat coverage. This coverage is designed for those who have a long-term presence abroad, recognizing that employees in this situation require insurance that caters specifically to international healthcare needs, including access to local medical services and support for diverse health care issues that may arise while living or working in another country. Eligibility is generally focused on this group to provide comprehensive coverage that addresses the unique challenges faced by expatriates rather than short-term travelers or senior individuals who may have different healthcare requirements. This ensures that the insurance product meets the extensive needs of employees and their families during an extended period abroad. The other options do not reflect the criteria set for Blue Worldwide Expat coverage correctly, as they either narrow the eligible group too much (like individuals over 65) or refer to groups unlikely to require this specific international coverage (like employees on temporary assignments of less than six months).